Question
Discuss any three objectives of financial analysis.

Answer

Important objectives of financial analysis are as follows:
$(1)$ Evaluation of earning capacity
$(2)$ Efficiency evaluation
$(3)$ Solvency evaluation
$(4)$ Evaluation of managerial efficiency
$(5)$ Planning for budget
$(6)$ Comparative study
$(7)$ Simplicity to understand accounts.
Discussion of three objectives:
$(a)$ Efficiency evaluation:
  • Business entity acquires different assets as per the nature of business with the help of this assets production and sales are done and services are provided.
  • The use of these assets should be at maximum level.
  • Maximum use of assets generates more earning.
  • Through financial analysis, the evaluation of the efficient use of assets can be done.
$(b)$ Evaluation of earning capacity:
  • Generally, financial statements are prepared for the duration of $12$ months.
  • This analysis is made with the help of different accounting ratios and future earning capacity of the entity can also be forecasted.
  • Mostly all stakeholders, gather information of present and future earning through this analysis for their investment decision.
$(c)$ Solvency evaluation:
  • Solvency evaluation has two types: Short term and long term solvency.
  • The goods and service providers to the business measure the short term solvency and banks and financial institutions measure the long term solvency of business entities for their loan amount.

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