Question
It has been realised that agricultural finance is not available in sufficient quantity at right time and at reasonable rate of interest. As an agriculturist, suggest any two measures to make the existing system of agricultural finance serve fully the needs of agriculture effectively.

Answer

As an agriculturist, I would offer following suggestions to improve the existing system of agricultural finance:
  1. The supply of finance should be fully institutionalised and dependence on private sources for credit should be eliminated.
  2. It should be ensured that finance is used for production. Loans can be given in the form of goods like seeds, fertilisers, etc.

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