Question
What is Repo Rate and Reverse Repo Rate?

Answer

When commercial banks need funds for very short period $($For $1$ day, $7$ days, $15$ days, etc.$)$ they sell some securities which are held by them to $RBI$ with a repurchase agreement at a particular rate.
  • This rate is called Repo rate.
  • $RBI$ repurchases its securities from the commercial banks in the event when the $RBI$ has to borrow short term funds from the commercial banks by line up its securities with the commercial banks is called reverse repo rate.

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