Question
Write short note on $NEFT$

Answer

  • $NEFF$ means National Electronic Fund Transfer. Fund from the bank having membership of $NEFT$ is transferred to the bank holding the membership of $NEFT$.
  • The branch of the bank holding $NEFT$ membership is known by its $IFSC$ Code which is of eleven digits and in alpha numeric form. Maximum $2$ lacs of rupees are transferred under this system.
  • Process is carried out as per hour batch, through RBI. In one batch maximum $10$ transactions are carried out. Amount to be deposited takes maximum $48$ hours.
  • $NEFT$ of less than the amount $Rs. 50,000$ also can be done.
  • Its advantage is obtained by walk-in customer also. Beneficiary of $NEFT$ is not charged any commission.
  • Commission is charged from the sender of money.

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