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Question 12 Marks
What is Production Cycle?
Answer
Finished goods are produced from purchase of raw material. Time duration between these two is Production Cycle.
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Question 22 Marks
“Working capital means circulating capital in business”-Explain.
Answer
Working capital is employed in current assists of business such as raw material, debtors bills payable, etc. This capital is constantly circulating in business so it is called circulating capital.
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Question 32 Marks
What is meant by optimum capital structure?
Answer
Capital structure having proper ratio of equity share capital and debt is called optimum capital structure.
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Question 42 Marks
“Capital structure is a mixture of owner’s capital and debt”-Explain.
Answer
Capital structure contains owner’s capital as well as debt means debenture. It is a combination of both. So equilibrium between capital and debt is required.
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Question 52 Marks
What are the factors affecting investment decision ?
Answer
Factors affecting investment decision:
  • Need of total capital
  • Estimated rate of return and profitability from investment
  • Estimated net cash receivable from investment
  • Element of risk involved in investment
  • Requirement of working capital after investment
  • Useful economic life of investment and its estimated life
  • Significance of investment
  • Capital rationing
  • Certainty or uncertainty of earning in future
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Question 62 Marks
What does the objective of owner’s maximum economic welfare mean?
Answer
Owner’s maximum economic welfare objective means objective of maximum profit and maximum wealth.
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Question 72 Marks
How does shortage of raw material affect capital requirement?
Answer
If a business needs raw material that is available in limited quantity or whose supply is irregular or is available in certain season only, then such raw material need to be kept in stock for continuous production. Hence, the company needs more capital for production.
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Question 82 Marks
How production cycle affects capital requirement?
Answer
Generally, longer the production cycle higher the capital needed.
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Question 92 Marks
Why working capital is considered less risky?
Answer
Working capital gets circulated for short term and it is easily convertible cash $($i.e. it has high liquidity$).$ Hence, there is less risk in working capital.
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Question 102 Marks
What is negative working capital?
Answer
When the current assets are lesser than the current liabilities it is called negative working capital.
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Question 112 Marks
What does gross working capital, include?
Answer
Current assets such as bill receivables, debtors, short term marketable securities, bank balance, cash, etc.
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Question 122 Marks
Classify working capital into its main components.
Answer
  1. Gross working capital and
  2. Net working capital.
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Question 132 Marks
State the definition of working capital as given by J. S. Mill.
Answer
“The sum of the current assets means the working capital.”
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Question 142 Marks
State the definition of working capital as given by Lincoln, Doris and . Stevens.
Answer
“Working capital is the excess of current assets over current liabilities.”
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Question 152 Marks
State the need of working capital in the business.
Answer
Working capital is needed in current assets of business such as purchasing raw material, making payment to creditors, paying utility bills, etc.
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Question 162 Marks
Define working capital.
Answer
Capital needed in the business to run day-to-day expenses is known as working capital.
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Question 172 Marks
Who is Fll?
Answer
A financial institution established and registered out of India and whose objective is to invest in prescribed securities in India in primary and secondary markets is known as foreign institutional investor or Fll.
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Question 182 Marks
How does the company raise capital when the taxation is high in the country? How does it benefit?
Answer
When the taxation is high, the companies prefer to issue debentures for acquiring capital. By doing so, the income tax gives deduction of interest paid on the debentures to the company.
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Question 192 Marks
How does an investor behave in a depressed market?
Answer
When the market is low i.e. depressed, the investors prefer to invest safely in debentures rather than in risky equity.
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Question 202 Marks
How does the source of capital differ based on the duration of capital structure?
Answer
If capital is required on a permanent basis, the company will prefer to issue equity shares. On the other hand, if capital is required for a short period, company will procure capital through debentures and preference shares.
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Question 212 Marks
Enlist the type of capital structure.
Answer
$(A)$ Capital structure of only equity of shares,
$(B)$ Capital structure of preference shares with equity shares,
$(C)$ Capital structure of debentures with equity shares and
$(D)$ Capital structure of preference shares and debentures with equity shares.
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Question 222 Marks
Why should the capital structure be impressive?
Answer
If the capital structure is impressive, the investors will get impressed. An impressed investor will stay loyal to the company and even invest more.
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Question 232 Marks
What should be properly balanced in capital structure?
Answer
The proportion of owner’s capital and borrowed capital.
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Question 242 Marks
What does simple capital structure mean? How does it benefit
Answer
A capital structure in which few securities are only used is called simple capital structure; Simple capital structure enables easy administration.
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Question 252 Marks
What is Gesternberg’s view on capital structure?
Answer
Gesternberg opines that “Decisions regarding type of securities are reflected in the capital structure of the company.”
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Question 262 Marks
What is capital structure?
Answer
The combination of different sources utilized by the company to raise necessary capital for running the company is called the capital structure.
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Question 272 Marks
State the importance of financial management in distribution of income.
Answer
Financial management decides what part of profit is to be distributed as dividends among the shareholders and what part of profit is to be reinvested in the business.
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Question 282 Marks
How does financial management help in maintaining liquidity in the business?
Answer
By preparing cash flow statement and cash budget so that a definite cash balance can be maintained on hand.
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Question 292 Marks
What is the advantage of profit maximization?
Answer
Through profit maximization the company can earn large profit in short term.
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Question 302 Marks
What is the key difference between profit maximization and wealth maximization?
Answer
Profit maximization focuses on earning huge profits whereas wealth maximization focuses on improving the value of the company shares in the market.
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Question 312 Marks
State the formula to calculate $NPV.$
Answer
Net present value of wealth $=$ Present value of wealth $–$ Investment required.
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Question 322 Marks
What is the problem with the approach of wealth maximization?
Answer
It is based only on the concept of cash flow. It does not consider actual profit booked by the business.
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Question 332 Marks
What is $NPV?$ How is it measured$?$
Answer
Net Present Value $(NPV)$ is used to measure the profit of the company. Profit under $NPV$ is obtained by obtaining the difference between present value of wealth and investment required.
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Question 342 Marks
What is wealth maximization?
Answer
The concept of increasing the value of the business in order to increase the value of the shares held by the shareholders is called wealth maximization.
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Question 362 Marks
Into which two parts can we classify financial management?
Answer
  1. Management of long term fixed capital and
  2. Management of working capital.
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Question 372 Marks
What does the scope of financial management include?
Answer
Estimating the need of finance, acquirement, maximum utilization, proper allocation and its planning and controlling
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Question 382 Marks
State Kimbal’s definition of financial management.
Answer
According to Prof. M. Kimbal, “Financial management means acquisition of fund, its optimum utilization and its appropriate allocation
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Question 392 Marks
State the definition of financial management as given by Raymond.
Answer
According to Raymond J. Chambers, “Financial management means to take decisions about financial matters to implement them smoothly and to review, them.”
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Question 402 Marks
Define financial management.
Answer
The activity done at managerial level for planning and controlling financial resources for the business enterprise is called financial management
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Question 412 Marks
State the most common and understandable definition of finance.
Answer
The management of finance is called financial management.
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Question 422 Marks
Which trade units require huge working capital?
Answer
Business units which have to keep huge store and sell on credit require huge working capital.
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Question 432 Marks
Mention any four factors affecting working capital.
Answer
Working capital is affected by
  • Type and name of business.
  • Production cycle.
  • Production policy and type of demand.
  • Store of raw material.
  • Credit policy.
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Question 442 Marks
Risk factor is low in working capital-why?
Answer
Risk factor is low in working capital because it is invested in business for shorts term and it is easily converted into cash.
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Question 452 Marks
What is Positive and Negative Working Capital?
Answer
When current liabilities are more than current assists it is called negative working capital. When current assists are more that current liabilities, it is called Positive Working Capital.
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Question 462 Marks
What is Net Working Capital?
Answer
Current assists minus current liabilities means Net Working Capital. In short, Net Working Capital = Current Assets – Current Liabilities.
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Question 472 Marks
Which risks are hidden in fixed capital?
Answer
Fixed capital is employed in fixed assists. Fixed assists are for long period. So there is risk of obsolete. Moreover there is risk of change in political, social and economic factors.
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Question 482 Marks
How is profit allocation related to working capital?
Answer
Dividend is allocation of profit when company distributes major portion of profit as divided then capital goes out of business. So more requirement of working capital arises.
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Question 492 Marks
How can the requirement of working capital be reduced?
Answer
Requirement of working capital can be reduced by removing waste, quick recovery and efficient utilization of available resources.
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Question 502 Marks
How is stock turnover rate associated to working capital?
Answer
If turn over rate of finished goods is high then requirement of working capital is less. If stock turnover rate is law than requirement of working capital is employees in finished goods.
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2 Marks Each - OCM STD 12 Commerce Questions - Vidyadip