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Question 12 Marks
What is Dematerialization?
Answer
The process of converting physical shares in electronic form is called Dematerialization or demat in short.
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Question 22 Marks
Stock Exchange is a mirror indicating economic condition of the country-How?
Answer
Investors invest in share market. This way public savings gets converted as capital for industries and companies. When companies grow by using these funds the investors further invest in the market. The cycle of trade in stock exchange depicts how well or poor is country’s economy.
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Question 32 Marks
How does stock exchange provide liquidity element to securities?
Answer
Stock exchange ¡s a ready market in which traders $($investors$)$ can buy or sell shares as per their will. This is how stock exchange provides liquidity.
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Question 42 Marks
What is the main difference between call money and notice money?
Answer
Money borrowed or lent for one day only is called call money. While money borrowed or lent for $2$ to $14$ days is called notice money.
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Question 52 Marks
Which instruments of money market are negotiable?
Answer
  1. Commercial paper,
  2. Commercial bill and
  3. Certificate of Deposit
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Question 62 Marks
What are the instruments of money market?
Answer
The instruments of money market are
  • Treasure bill
  • Commercial paper
  • Certificate of deposit
  • Commercial bill
  • Call/notice money etc.
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Question 72 Marks
What is unorganized money market?
Answer
The informal form of money market which is not regulated by a government body is called unorganised money market.
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Question 82 Marks
Whose registration does $SEBI$ cancel?
Answer
Registration of share brokers who do not follow rules and guidelines determined by $SEBI$ and who fail to provide necessary information to $SEBI.$
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Question 92 Marks
State two objectives of $SEBI.$
Answer
  1. To protect the interest of investors in securities and
  2. To regulate the securities market.
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Question 102 Marks
What is pay-in-day and pay-out-day?
Answer
Pay-in day is the day when the brokers shall make payment or delivery of securities to the exchange. Pay-out day is the day when the exchange makes payment or delivery of securities to the broker.
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Question 112 Marks
Which details does the share trading, contract note contain?
Answer
The contract note contains details such as name of the security traded, quantity, total amount of transaction, order number, brokerage, taxes applicable, etc.
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Question 122 Marks
of purchase and sale is pre-determined. What is market order?
Answer
When an investor wants to trade at the prices existing in the market, he selects ‘market order’. Here, the buying/selling takes place at the latest quoted market price that appeared on the trading screen order was made.
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Question 132 Marks
What do you mean by limited order?
Answer
The order system in which the investor sets the price at which he needs to purchase or sell the shares is called limited order. Thus, in this case, the price
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Question 142 Marks
State the types of order that an investor can place with his broker.
Answer
$(a)$ Limited order and
$(b)$ Market order
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Question 152 Marks
How settlement of transaction has become very fast with the setting up of depositories?
Answer
The transactions now take place online. Moreover, the investor can simply ask the DP to purchase or sell the securities on phone. Hence …
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Question 162 Marks
How does $DEMAT$ safeguard the investors?
Answer
Through $DEMAT$ account the investors can keep their securities safely in electronic form. This has also solved problems related to the transfer of physical shares such as fake shares, wrong deliveries, etc.
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Question 182 Marks
What is a depository participant?
Answer
Intermediaries or agents that provide depository services on behalf of depositories to the customers are called depository participant $(DP).$
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Question 192 Marks
State full form of $NSDL$ and $CDSL.$
Answer
$NSDL:$ National Securities Depository Limited and $CDSL:$ Central Depository Services $($India$)$ Limited
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Question 202 Marks
State any two functions of depository.
Answer
  1. Convert physical shares $($paper format$)$ into electronic format $($dematerialized format$).$
  2. Transfer the ownership of shares from one investor’s account into another when the two investors involve in buying and selling.
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Question 212 Marks
What is a depository?
Answer
A financial institution that provides financial services to individuals and business firms is called a depository institution.
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Question 222 Marks
What is rematerialization?
Answer
Converting electronic securities into physical form is called rematerialization.
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Question 232 Marks
How were shares sold to the investors in the past? What was the purchaser of the share called?
Answer
In the past, when an investor wanted to invest in the shares of a company, he was given a share in the physical form $($paper$).$ This share was known as share certificate and the purchaser or the holder of the share certificate was known as share-holder.
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Question 242 Marks
Which important information does the stock exchange provide to the investors?
Answer
Information about changes in the price of securities, flow of purchase and sale of securities, new economic policies helpful for the investors, etc.
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Question 252 Marks
How does stock exchange help in boosting national economy?
Answer
Investors invest in share market. This way public savings gets converted as capital for industries and companies. When companies grow by using these funds the investors further invest in the market. This boosts the overall economy.
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Question 262 Marks
How does stock exchange work as an intermediary to generate capital for the corporate?
Answer
Stock exchange provides platform for the When the securities are traded the capital gets generated. This is how
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Question 272 Marks
What was Bombay Stock Exchange initially known as?
Answer
The native share and stock brokers’ Association.
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Question 282 Marks
Define secondary market as per K. L. Garg.
Answer
According to K. L. Garg, “Stock exchange means a place for buying and selling industrial and financial securities like shares and debentures of a company, government securities and municipal securities.”
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Question 292 Marks
Under whose approval does the stock exchange work?
Answer
Under the approval of the central government as per the provision of Securities Contracts $($Regulation$)$ Act, $1956.$
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Question 302 Marks
What is the main difference between primary market and secondary market?
Answer
In primary market, the companies issue securities for sale for the first time whereas in secondary market, the securities issued in primary market are traded over and over.
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Question 312 Marks
Define secondary market.
Answer
The market in which securities such as shares $($stock$),$ bonds, etc. which were originally issued in the primary market can be purchased and sold $($traded/exchanged$)$ is called secondary market.
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Question 322 Marks
What is the objective of primary capital market?
Answer
To raise capital fund for the company issuing the securities
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Question 332 Marks
State two characteristics of capital market.
Answer
  1. Capital market is a market for raising long term capital fund.
  2. Ownership of shares and debentures is easily transferable.
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Question 342 Marks
What is capital market? Into which parts is it divided?
Answer
A capital market $($locally – share market$)$ is an organized market in which capital is raised by the investment made by general public in the form of shares, debentures, bonds, etc.
  1. Primary market and
  2. Secondary market.
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Question 352 Marks
What is notice money?
Answer
The money that bank borrows from another bank at a fixed interest rate for $2$ to $14$ days is called notice money.
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Question 362 Marks
What is call money?
Answer
The money that bank borrows from another bank at a fixed interest rate is called ‘Call money’ or ‘Inter-bank-call money’.
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Question 372 Marks
Are certificate of deposit and fixed deposit same? Why?
Answer
No. They are different. There is no minimum limit of deposit in Fo. Moreover, certificate of deposits is negotiable and can be sold whereas fixed term deposit receipt is neither negotiable nor ¡t can be sold.
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Question 382 Marks
What is a certificate of deposit?
Answer
A certificate of deposit $(CD)$ is a money market instrument to procure short term finance from people. $CD$ can be issued to individuals, firms, companies, etc. by scheduled commercial banks and financial institutions.
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Question 392 Marks
Why $T-$Bill is also called ‘zero coupon bond’?
Answer
Government does not pay any interest to people who buy $T-$bills, but sells these bills at a discounted rate. Hence, $T-$bill is also called ‘zero coupon bond’.
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Question 402 Marks
What is the chief difference between a $T-$Bill and commercial bill?
Answer
$T-$Bill is issued by $RBI$ on behalf of Government of India whereas commercial bill is issued by corporate companies.
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Question 412 Marks
What is a commercial paper?
Answer
The way central government issues $T-$bills to fulfill its financial needs, commercial papers are issued by large private corporations having very high and strong reputation as well as financial credit in the market.
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Question 422 Marks
What is a $T-$Bill? Who issues it? Why?
Answer
A $T-$Bill $($Treasury bill$)$ is a short term financial instrument $($government security$).$ It is issued by Reserve Bank of India on behalf of Government of India to raise short term fund for the central government.
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Question 432 Marks
How is unorganized money market controlled?
Answer
Since unorganized market is an informal market, there is neither any regulation to run it nor there is any centralized institution on it. Thus, activities in this market are carried out without any rules and regulations.
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Question 442 Marks
Which financial instruments are traded in the money market?
Answer
The financial instruments $($assets$)$ traded in organized money market include treasury bills, certificate of deposits, call money, etc.
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Question 452 Marks
What is an organized money market?
Answer
The organized money market is a formal money market. It consists of Reserve Bank of India, commercial banks, mutual fund houses, etc.
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Question 462 Marks
Financial instruments with what market?
Answer
Short term assets or instruments, whose maturity are traded in the money maturity period is one year or less.
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Question 482 Marks
What is money market?
Answer
Money market refers to a section of financial market where financial instruments $($assets$)$ with high liquidity and , short-term maturities are traded.
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Question 492 Marks
Which type of transactions take place in financial market?
Answer
Financial transactions related to finance such as issue of equity shares by a company, purchase of shares and bonds in the secondary market, depositing money in bank account, etc.
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Question 502 Marks
Define financial market. State its types.
Answer
The market that deals with financial securities $($or instruments$)$ and financial services is called financial market;
  1. Money market and
  2. Capital market.
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2 Marks Each - OCM STD 12 Commerce Questions - Vidyadip