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Question 15 Marks
Mr Harshvardhan Chopra wishes to buy a mediclaim policy. Write a letter, addressed to Insurance Company, on his behalf.
Answer
Mobile: 98540 xxxxx

Harshvardhan Chopra

105, Vasudev Appartments,

Near Radhaswami Mandir,

Ambani Road, Jamnagar-361 001.

20th June, 2020

The Manager,

New India Insurance Company

Super Bazar, Jamnagar-361 001.

Subject : To Purchase Mediclaim Policy

Sir,

I wish to purchase a Mediclaim policy offered by your company.

It is very difficult to shoulder family responsibilities amidst the busy life full of mental stress and air full of pollution. It has become imperative to have the safety shield of insurance to meet expenses of medical treatment and drugs.

I am working as a lecturer in Jamnagar Government College from last 10 years. I am 40 year old, married and healthy in all the aspects.

I request you to supply information ragarding various mediclaim policies that may suit me. I am inclined to select a suitable policy and go for the necessary procedure of buying it by the end of this month, so request you to arrange for prompt follow up work for the policy

Kindly inform me the procedure for taking mediclaim and list of documents required to submit for mediclaim.

Hope you will take prompt action.

Thank you.

Yours Faithfully,

(Harshverdhan Chopra)

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Question 25 Marks
Write a letter from the nominee of late Shri Poonamchand Ravat claiming the insured amount on his LIP.
Answer
Mobile: 98962 xxxxx

Anil Ravat

95, Suryasagar Appt.,

University Road,

Rajkot-360 002.

25th July, 2020

The Manager,

Life Insurance Corporation of India,

Station Road,

Rajkot-360 001.

Subject : Claim for insured amount of L.I.P

Reference: Jeevan Vikas Policy number 0464856/85 Sir,

My father Poonamchand Ravat had bought the above mentioned policy in 1985. He had paid premium of 5,000/- per year regularly for the entire term. I am attaching the receipt of last premium paid herewith.

With great regret, I would like to inform you that he died a peaceful, natural death at home at the age of 70. I am attaching the photocopy of death certificate along with this letter.

As per, the policy details, I being the nominee am officially entitled to claim the insured amount. I request you to send claim forms to complete the procedure. If there is need of any other documents then kindly inform me.

I expect a prompt reply and help for smooth completion of the procedure from you.

Thanks.

Yours Faithfully,

(Anil Ravat)

C.C.: (1) Receipt of last payment made

(2) Photo copy of death certificate

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Question 35 Marks
From Ms Aban Patel, write a letter requesting change in the mode of premium payment.
Answer
Mobile: 98240 xxxxx

Ms Aban Patel

10, Alankar Society;

Sayaji Garden Road,

Vadodara-390 005.

15th September, 2020

The Manager,

Life Insurcance Corporation of India

Kareli Baugh,

Vadodara-390 018.

Subject : Requesting change in the mode of premium payment

Reference : Jeevan Surbhi Policy Number: 0564648/15

Sir,

I had taken Jeevan Surbhi Policy from your branch on 5th June 2015. I have paid quaterly premium of 3,000/- regularly till date.

At the time of taking policy, keeping my financial condition in mind I had selected quaterly payment of premium, but now due to my promotion I can pay yearly premium and I am desirous to do so.

As per my knowledge we can get rebate on yearly premium. Kindly keeping my advantage in mind change the mode of payment from quaterly to yearly mode and inform me the same when done.

If required I will personally visit the branch. Kindly let me know the date and time.

I expect a prompt reply and help for smooth completion of the procedure from you.

Thank you.

Yours Faithfully,

(Aban patel)

Photo

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Question 45 Marks
Mrs Esha Pillai wants information about the revival of her LIP. Write her letter.
Answer
Mobile: 98250 xxxxx

Mrs Esha Pillai

8, Samarpan Tower,

Station Road, Surat-395 003.

25th July, 2020

The Manager,

Life Insurance Corporation of India

Station Road Branch,

Surat-395 003.

Subject : Regarding revival of Life Insuracne Policy

Reference : Jeevan Jyoti Policy Number : 0263446202

Sir,

I had taken a Life insurance policy from your branch on 5th April, 2015. I have paid premium regularly till June 2018. The premium amount was 5,000/- quaterly. I have not been able to pay premium after June 2018, due to other financial expenses and due to that you have closed my insurance policy. I received your correspondence regarding it.

At present I am working with Sagar Garment Company as office superintendent and I can pay the premium amount again. I would like to revive my above mentioned policy. I would like to know the following in this regard.

(1) The last date I can pay premium.

(2) Total amount of premium lo be paid.

(3) The amount of interest to be paid on the outstanding amount.

(4) Total amount outstanding on policy.

(5) Is there any scheme for interest waive off for females.

(6) The documents required to revive the lapsed policy.

Kindly send the information on the above mentioned address so that I can revive my lapsed policy as soon as possible. Hope to get co-operation from your end.

If needed, I can come and visit the branch at your suggested time and date.

Thanks.

Yours Faithfully,

(Esha Pillai)

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Question 55 Marks
28 year old Kandarp Jani works on a higher position in a private company. He wishes to protect his family members with insurance facility. Write a letter to LIC of India inquiring about an appropriate policy that he can go for.
Answer
Ph: (079) 2664 xxxx

Mobile : 98226 xxxxx

Kandarp Jani

40, Pragati flats,

Near Dana Bank, Vasna,

Ahmedabad-380 007.

20th August, 2020

The Manager,

Life Insurance Corporation of India

Vasna Branch, Near Ram Mandir, Vasana,

Ahmedabad-380 007.

Subject : To give information regarding insurance for entire family

Sir,

My name is Kandarp Jani and I am 28 year old. I am working in Symphony company as production manager from last 2 years. I am married and my family details are as follows.

1. My self Kandarp Jani (Applicant)

28 years

2. My wife Rekha Jani

26 years

3. My son Abhay Jani

4 years

4. My daughter Saloiri Jani

2 years

I wish to take insurance, for myself and my entire family. I own a flat and can pay a monthly premium of 5,000/-

I would like to select one of the various advertised polices by you, where I can secure future of my family. Kindly send the details of various policies at my above mentioned residential address.

I whould like to take the decision regarding insurance fast so kindly send me the information as soon as possible.

Thanks.

Yours Faithfully,

(Kandarp Jani)

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