1. In the first instance, a memorandum is collected in a simple and indirect manner to recover the arrears at the end of the stipulated period for payment.
2. If there is no response to the above letter, in the second stage, an attempt is made to find a solution by knowing the reasons why the money has not been paid by the friendly letter.
3. The seller of goods wants to give full cooperation to the customer but if proper response of phased collection is not received then legal action will have to be taken and it is said that the reputation of the customer will be harmed.
4. The deadline for legal action is stated if the letter written in different ways increasing the amount of moral pressure has no effect on the customer.