Question
Trade credit is not a cash loan.

Answer

  • Trade credit is a business-to-business agreement wherein there is an arrangement to purchase goods and services on credit and pays at a later date and not immediately.
  • The credit period extends up to a month.
  • Discount is given if the same is paid earlier.
  • It is an interest-free loan given by one businessman to another.
  • It does not involve loan formalities but only a trade transaction. Hence, not a cash loan.
  • Thus, it is rightly said, that the trade credit is not a cash loan.

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