This is because in case of \(\mathrm{NH}_{3}\) the orbital dipole due to lone pair is in the same direction as the
resultant dipole moment of the \(\mathrm{N}-\mathrm{H}\) bonds. Whereas in \(\mathrm{NF}_{3}\) the orbital dipole is in the direction opposite to the resultant dipole moment of
the three \(N\) - F bonds. The orbital dipole because of the lone pair decreases the effect of the
resultant \(N\) - F bond moments, which results in the low dipole moment of \(\mathrm{NF}_{3}\).